---
title: Business vs personal expenses
slug: business-personal
flag: business_personal_toggle
category: categories
plan: All plans
status: live
question: "How do I keep business and personal spending separated?"
audience: [user, agent]
boundaries: "Stacko keeps the two separated once you mark them; deciding what counts as a business expense is your call (or your accountant's)."
related: [categories-and-t2125, receipts-page]
updated: 2026-07-04
review_by: 2026-10-04
---

# Business vs personal expenses

Every receipt is either business or personal, and the two never mix in your totals.

**How it helps**

Most self-employed people run both kinds of spending through the same card and the same phone. The toggle is what keeps your business records clean without needing a second bank account.

**Using it**

- Mark a receipt business or personal at upload time — each side has its own category set.
- Flip it later from the receipt or the Receipts table if it landed on the wrong side.
- Filter the table by business or personal to see either world alone; business exports carry only business records.

**Good to know**

- Category suggestions follow the toggle — a business coffee lands in a business category, a personal one doesn't touch your business totals.