What Stacko does and doesn't do

Updated July 4, 2026 · Stacko team

Stacko is receipt-first pre-accounting for Canadian self-employed people and small business owners. It turns receipt photos into reviewed, categorized, accountant-ready expense records.

What it does

• Reads receipts (photos, PDFs, manual entries) and extracts vendor, date, subtotal, GST/HST/PST, and total.
• Keeps the original receipt attached to every record as evidence.
• Organizes expenses into CRA-aligned business categories, separate from personal spending.
• Flags likely duplicates.
• Shows spending by category, vendor, and period.
• Exports clean records — CSV on every plan, T2125 summary on Business.
• Connects to AI assistants over MCP (beta), read-only, with your permission.

What it doesn't do — on purpose

• It doesn't file or remit taxes, or submit anything to the CRA.
• It doesn't track income, invoice clients, run payroll, or reconcile bank ledgers.
• It doesn't give tax, accounting, legal, or financial advice, and it doesn't guarantee the CRA accepts any record or category.
• It doesn't replace your accountant — it makes the records you hand them clean enough to be cheap to work with.

That boundary is the design. Stacko does the evidence layer; you or your professional make the decisions.